COVID-19 Actuaries Response Group
Visualization of the coronavirus causing COVID-19

What is a Coronavirus?

Bulletin 3 | Nicola Oliver

Coronaviruses are a family of hundreds of viruses known for containing strains that cause potentially deadly diseases in mammals and birds. In humans they’re typically spread via airborne droplets of fluid produced by infected individuals. Coronaviruses are believed to cause a significant proportion of all common colds in adults and children.

Here we summarise the known characteristics of the novel coronavirus, SARS-CoV-2.

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Nicola Oliver

Director of Life & Health - Medical Intelligence

Nicola is considered a leading expert in Public Health and associated Mortality, Morbidity & Longevity risk.

Areas of specialist knowledge include; public health policy, socioeconomic disparities, impact of risk behaviours on life expectancy & future infectious disease risks.

Nicola supports actuaries from many of the leading consultancies, pension & insurance companies in Europe and the US, with underwriting, annuity pricing, product development as well as internal model calibration to fulfil regulatory requirement.

She leads a small research team within Medical Intelligence and continues to regularly present her work and speak at events for and on behalf of clients and to wider public audiences.

Prior to co-founding Medical Intelligence in 2007, Nicola worked for the NHS for 19 years specialising in Public Health, this followed many years in senior roles in Intensive Care Nursing and Paediatrics.

Nicola trained as a nurse and subsequently studied at Homerton College University of Cambridge, graduating with a PgDip in Neonatal Special and Intensive Care followed up with a BSc (Hons) in Public Health (Specialist Community).

Nicola has also studied Epidemiology with the London School of Hygiene & Tropical Medicine and Statistics.

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